Community Savings Bank

Plan for a secure retirement... open an IRA
with Community today!

Individuals can choose between a Roth tax-free
IRA and a Traditional tax-deferred IRA.

Available to regular banking customers only
No charges for record keeping or reporting
Funds invested in a two-year certificate with
two year rate guarantee
Additional deposits to the original certificate
are allowed, but do not extend the maturity date
$500 minimum balance
Additional deposits can be made in multiples
of $100
Regular Banking Customers maintain a Regular
Savings or NOW Checking account of $1,000
or more.
Subject to IRS rules and regulations

2007 tax year guidelines (4/15/08 deadline): $4,000 for individuals; $8,000 for married couples filing jointly (up to $4,000 for each spouse’s IRA); additional $1,000 “catch up” contribution for people 50 years or older.

2008 tax year guidelines: $5,000 for individuals; $10,000 for married couples filing jointly (up to $5,000 for each spouse’s IRA); additional $1,000 “catch up” contribution for people 50 years or older.

New FDIC regulations insure IRAs up to $250,000.

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Financial services provided for local customers. All accounts must
be opened in person. Other terms, conditions and restrictions apply.
For current rates call Total Service Connection at 773.685.3947.