Community's Home Ownership Program (CHOP)
can help many families realize their dreams.

Saving for a high down payment requirement is one
of the most difficult parts in buying a home.

With CHOP*, qualified applicants can buy a home
with a low down payment and a fixed interest rate.

  • More people can buy homes that once were
    out of reach.
  • One and two flat properties are eligible.
  • Can be written by Community Savings Bank as
    a "zero points" for lower closing costs.
  • Income and loan caps apply.
*All loans are subject to the underwriting standards of Community
Savings Bank.

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Financial services provided for local customers. All accounts must
be opened in person. Other terms, conditions and restrictions apply.
For current rates call Total Service Connection at 773.685.3947.

©2002 Community Savings Bank and Southward & Associates