Rate and Account Disclosure
| Account Type | Interest Rate | Annual Percentage Yield | Minimum Balance to Open and to Earn APY |
|---|---|---|---|
| Regular Savings | 0.20% | 0.20% | $100.00 |
| Junior Savers Statement Savings Account | 0.20% | 0.20% | $10.00 |
| Money Market Tier 1 (Balance up to $2,500) Tier 2 (Balance $2,500 to $25,000) Tier 3 (Balance $25,000 to $100,000) |
0.20% 0.30% 0.40% |
0.20% 0.20% to 0.29% 0.29% to 0.37% |
$500.00 $2,500.00 $25,000.00 |
| 182 Day Certificate | 0.25% | 0.25% | $2,500.00 |
| 9 Month Certificate | 0.50% | 0.50% | $2,500.00 |
| 1 Year Certificate | 0.45% | 0.45% | $10,000.00 |
| 1 1/2 Year Certificate | 0.55% | 0.55% | $500.00 |
| 2 1/2 Year Certificate | 0.75% | 0.75% | $500.00 |
| 3 1/2 Year Certificate | 1.10% | 1.10% | $500.00 |
| 5 Year Certificate | 1.50% | 1.50% | $500.00 |
| Five in One Certificate First Year Optional Renewal - 2nd Year Optional Renewal - 3rd Year Optional Renewal - 4th Year Optional Renewal - 5th Year |
0.50% 1.00% 1.50% 2.00% 3.00% |
0.50% 1.00% 1.50% 2.00% 3.00% |
$2,500.00 $2,500.00 $2,500.00 $2,500.00 $2,500.00 |
| IRA Certificate - 2 Year Term Contributing Transfer / Rollover |
0.70% 0.70% |
0.70% 0.70% |
$500.00 $500.00 |
| Personal NOW Account* Balance less than $1,000.00 Regular NOW - (Balance $1,000 to $2,500) Super NOW - (Balance over $2,500) |
0.00% 0.05% 0.15% |
0.00% 0.05% 0.15% |
** $1,000.00 $2,500.00 |
| Personal Convenience NOW Account | 0.00% | 0.00% | $1.00 |
* All NOW accounts automatically become interest earning accounts when they have a daily balance of at least $1,000. The account will earn interest at the Regular NOW rate or the Super NOW rate, depending on the daily balance.
** A $1.00 Minimum balance is required for customers who maintain $1,000 on deposit in a related Regular Savings or Money Market account. Otherwise, $400.00 is required to open the account.
Regular Savings, Money Market and NOW accounts are variable rate accounts. Rates are subject to change once the account is opened. Fees may reduce earnings.
For Cetificate Accounts an early withdrawal penalty may apply.
For current rate information please call our rate advisor at (773) 685-1221.
Financial services provided for local customers. All accounts must be opened in person. Other terms, conditions and restrictions apply.